Credit Europe Bank NV has a centralized risk-management structure, which includes:
- central policies applicable to the whole group;
- a clear division of tasks and responsibilities;
- clear reporting lines; and,
- control measures at group and local level.
Our dedication to improving end-to-end risk-management framework is based on the following drivers: ensuring the Bank’s rapid and solid growth, meeting the increasing number of regulations on risk management, keeping pace with the ever-changing nature of risk management and, most importantly, our desire to enhance our risk-management capabilities beyond regulatory requirements. The Internal Capital Adequacy Assessment Process (ICAAP) forms the core of Credit Europe Bank's risk-management framework, under which all material risks are assessed and the Bank’s capital adequacy as well as its entire risk-management structure is tested. Credit Europe Bank aims to provide market participants with information allowing a better assessment of its risk profile and capital adequacy. Pillar 3 information - complimentary to the publicly available financial reports - is also available as a separate publication under the tab 'Financials' on this website.